:root{
  --navy:#541E50; --navy-2:#3D1239; --blue:#7A2E74; --gold:#C9D454; --gold-2:#DCE57F;
  --cream:#F7F5F2; --ink:#16202E; --muted:#5B6676; --line:#E3E0D6; --white:#fff;
  --radius:14px; --shadow:0 10px 30px rgba(84,30,80,.14);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
h1,h2,h3{font-weight:600;letter-spacing:.01em;font-family:Oswald,"Arial Narrow",sans-serif;line-height:1.2;color:var(--navy)}
a{color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:16px;transition:.2s}
.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-2);transform:translateY(-1px)}
.btn-line{border-color:rgba(255,255,255,.6);color:#fff}.btn-line:hover{background:rgba(255,255,255,.1)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--blue)}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}

/* top bar + nav */
.topbar{background:var(--navy);color:#e6d6e4;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding:8px 24px;flex-wrap:wrap}
.topbar a{text-decoration:none;color:#fff}
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:74px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;font-family:Oswald,sans-serif;font-size:28px;font-weight:700;color:var(--navy)}
.logo{letter-spacing:.04em}
nav ul{display:flex;gap:28px;list-style:none;align-items:center}
nav a{text-decoration:none;font-weight:500;color:var(--ink);font-size:15px}
nav a:hover{color:var(--blue)}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:8px}
@media(max-width:900px){
  nav ul{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;gap:18px;border-bottom:1px solid var(--line)}
  nav ul.open{display:flex}.menu-btn{display:block}
}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 55%,var(--blue) 100%);color:#fff;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding:96px 24px 110px}
.hero h1{color:#fff;font-size:clamp(36px,5vw,58px);margin:14px 0 20px}
.hero h1 em{color:var(--gold-2);font-style:normal}
.hero p.lead{font-size:19px;color:#eadfe8;max-width:560px;margin-bottom:32px}
.hero .ctas{display:flex;gap:14px;flex-wrap:wrap}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18);border-radius:20px;padding:28px}
.hero-card h2{color:#fff;font-size:22px;margin-bottom:6px}
.hero-card p{color:#e0d2de;font-size:15px;margin-bottom:18px}
.who{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.who button{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);color:#fff;border-radius:12px;padding:16px 10px;cursor:pointer;font:600 15px Inter,sans-serif;transition:.2s;display:flex;flex-direction:column;align-items:center;gap:8px}
.who button:hover{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.who svg{width:28px;height:28px}
.skyline{position:absolute;bottom:0;left:0;right:0;opacity:.14;pointer-events:none}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;padding:64px 24px 80px}}

/* trust strip */
.strip{background:var(--cream);border-bottom:1px solid var(--line)}
.strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:34px 24px;text-align:center}
.strip strong{display:block;font-family:Oswald,sans-serif;font-size:32px;color:var(--navy)}
.strip span{color:var(--muted);font-size:14px}
@media(max-width:700px){.strip .wrap{grid-template-columns:1fr 1fr}}

section{padding:92px 0}
.head{text-align:center;max-width:720px;margin:0 auto 52px}
.head h2{font-size:clamp(30px,3.6vw,44px);margin:10px 0 14px}
.head p{color:var(--muted)}

/* services tabs */
.tabs{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-bottom:34px}
.tab{padding:12px 22px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font:600 15px Inter,sans-serif;cursor:pointer;color:var(--ink)}
.tab[aria-selected="true"]{background:var(--navy);color:#fff;border-color:var(--navy)}
.panel{display:none;grid-template-columns:1fr 1fr;gap:40px;align-items:center;background:var(--cream);border-radius:22px;padding:48px}
.panel.active{display:grid;animation:fade .35s ease}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.panel h3{font-size:30px;margin-bottom:12px}
.panel p{color:var(--muted);margin-bottom:18px}
.panel ul{list-style:none;display:grid;gap:12px}
.panel li{display:flex;gap:12px;align-items:flex-start}
.panel li::before{content:"";flex:0 0 22px;height:22px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23541E50' stroke-width='3'%3E%3Cpath d='M5 12l5 5L19 7'/%3E%3C/svg%3E") center/14px no-repeat;margin-top:3px}
.panel-art{background:var(--navy);border-radius:18px;aspect-ratio:4/3;display:flex;align-items:center;justify-content:center}
.panel-art svg{width:55%;height:auto}
@media(max-width:800px){.panel{grid-template-columns:1fr;padding:28px}}

/* process */
.process{background:var(--navy);color:#fff}
.process .head h2{color:#fff}.process .head p{color:#dccbd9}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;counter-reset:s}
.step{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius);padding:26px 20px;cursor:pointer;transition:.25s;position:relative}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font:700 14px Inter;color:var(--gold);display:block;margin-bottom:10px}
.step h3{color:#fff;font-size:20px;margin-bottom:8px}
.step p{font-size:14.5px;color:#dccbd9}
.step.on,.step:hover{background:var(--gold);border-color:var(--gold)}
.step.on h3,.step:hover h3,.step.on p,.step:hover p,.step.on::before,.step:hover::before{color:var(--navy)}
.step-detail{margin-top:26px;background:rgba(255,255,255,.06);border-left:4px solid var(--gold);padding:22px 26px;border-radius:10px;color:#f0e6ee;min-height:84px}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}

/* tools */
.tools{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.tool{border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:var(--shadow);background:#fff}
.tool h3{font-size:24px;margin-bottom:6px}
.tool .sub{color:var(--muted);font-size:15px;margin-bottom:22px}
.field{margin-bottom:16px}
.field label{display:flex;justify-content:space-between;font-weight:600;font-size:14px;margin-bottom:6px}
.field label output{color:var(--blue)}
input[type=range]{width:100%;accent-color:var(--navy)}
.field input[type=number],.field select,.form input,.form select,.form textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font:16px Inter,sans-serif;background:#fff}
.result{background:var(--cream);border-radius:14px;padding:20px;margin-top:8px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.result div span{display:block;font-size:13px;color:var(--muted)}
.result div strong{font-size:24px;color:var(--navy);font-family:Oswald,sans-serif}
.result .big{grid-column:1/-1;border-bottom:1px solid var(--line);padding-bottom:12px}
.result .big strong{font-size:34px}
.note{font-size:12.5px;color:var(--muted);margin-top:12px}
@media(max-width:900px){.tools{grid-template-columns:1fr}}

/* why */
.why{background:var(--cream)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border-radius:var(--radius);padding:32px;border:1px solid var(--line);transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .ic{width:52px;height:52px;border-radius:12px;background:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.card .ic svg{width:26px;height:26px}
.card h3{font-size:21px;margin-bottom:8px}
.card p{color:var(--muted);font-size:15.5px}
@media(max-width:900px){.cards{grid-template-columns:1fr}}

/* states */
.states-box{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.state-search{background:var(--navy);color:#fff;border-radius:20px;padding:36px}
.state-search h3{color:#fff;font-size:26px;margin-bottom:10px}
.state-search p{color:#dccbd9;margin-bottom:18px}
.state-search select{width:100%;padding:14px;border-radius:10px;border:0;font:16px Inter;margin-bottom:16px}
#stateMsg{background:rgba(255,255,255,.08);border-radius:10px;padding:16px;min-height:60px;color:#f3eaf1}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips span{font-size:13px;padding:6px 11px;border-radius:999px;background:var(--cream);border:1px solid var(--line);color:var(--navy);font-weight:500}
@media(max-width:900px){.states-box{grid-template-columns:1fr}}

/* faq */
.faq{max-width:820px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line);padding:20px 0}
.faq summary{cursor:pointer;font-weight:600;font-size:18px;list-style:none;display:flex;justify-content:space-between;gap:20px;color:var(--navy)}
.faq summary::after{content:"+";font-size:26px;color:var(--gold);line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:12px;color:var(--muted)}

/* contact */
.contact{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff}
.contact .grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px}
.contact h2{color:#fff;font-size:40px;margin:10px 0 16px}
.contact .info p{color:#e0d0dd;margin-bottom:26px}
.info-row{display:flex;gap:14px;margin-bottom:18px;align-items:flex-start}
.info-row .ic{flex:0 0 44px;height:44px;border-radius:10px;background:rgba(201,212,84,.18);display:flex;align-items:center;justify-content:center}
.info-row small{display:block;color:#c4adc1;font-size:13px}
.info-row a,.info-row strong{color:#fff;text-decoration:none;font-weight:600}
.form{background:#fff;color:var(--ink);border-radius:20px;padding:34px}
.form h3{font-size:24px;margin-bottom:18px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form label{font-size:14px;font-weight:600;display:block;margin:0 0 6px}
.form .f{margin-bottom:14px}
.form textarea{min-height:110px;resize:vertical}
#formMsg{margin-top:14px;padding:14px;border-radius:10px;background:var(--cream);display:none;font-size:15px}
@media(max-width:900px){.contact .grid,.form .row{grid-template-columns:1fr}}

footer{background:#2A0C27;color:#c4adc1;padding:50px 0 28px;font-size:14.5px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;margin-bottom:30px}
footer h4{color:#fff;font-size:15px;margin-bottom:12px}
footer ul{list-style:none;display:grid;gap:8px}
footer a{text-decoration:none}footer a:hover{color:var(--gold-2)}
footer .logo{color:#fff;font-size:26px;margin-bottom:10px}
footer .bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:800px){footer .cols{grid-template-columns:1fr 1fr}}

.reveal{opacity:0;transform:translateY(20px);transition:.6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}html{scroll-behavior:auto}}
.fab{position:fixed;right:20px;bottom:20px;z-index:60;background:var(--gold);color:var(--navy);border-radius:999px;padding:14px 20px;font-weight:700;text-decoration:none;box-shadow:var(--shadow);display:flex;gap:8px;align-items:center}

/* ===== Marketing features ===== */
.announce{background:var(--gold);color:var(--navy);font-weight:600;font-size:14.5px;text-align:center;padding:10px 44px;position:relative}
.announce a{color:var(--navy)}
.announce button{position:absolute;right:12px;top:50%;transform:translateY(-50%);background:none;border:0;font-size:20px;cursor:pointer;color:var(--navy)}
.page-hero .wrap{grid-template-columns:1fr;padding:70px 24px 80px;max-width:900px;text-align:left}
.crumbs{font-size:14px;color:#dccbd9;margin-bottom:6px}.crumbs a{color:#fff}
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:32px;margin:40px 0 14px}.prose h3{font-size:22px;margin:28px 0 10px}
.prose p{margin-bottom:16px;color:#3a3446}.prose ul{margin:0 0 18px 22px}.prose li{margin-bottom:8px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}
@media(max-width:900px){.two{grid-template-columns:1fr}}
.boxed{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:var(--shadow)}
.boxed h3{font-size:26px;margin-bottom:6px}
.boxed .sub{color:var(--muted);margin-bottom:18px;font-size:15px}
.form-lite label{font-size:14px;font-weight:600;display:block;margin-bottom:6px}
.form-lite input,.form-lite select,.form-lite textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font:16px Inter,sans-serif;background:#fff;margin-bottom:14px}
.form-lite .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-lite .row3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}
@media(max-width:600px){.form-lite .row,.form-lite .row3{grid-template-columns:1fr}}
.consent{font-size:12.5px;color:var(--muted);margin:4px 0 14px;display:flex;gap:8px;align-items:flex-start}
.consent input{width:auto;margin:3px 0 0}
.form-msg{margin-top:12px;padding:12px;border-radius:10px;background:var(--cream);display:none;font-size:15px}

/* quiz */
.quiz{max-width:760px;margin:0 auto}
.qbar{height:8px;background:var(--line);border-radius:99px;overflow:hidden;margin-bottom:24px}
.qbar i{display:block;height:100%;width:20%;background:var(--navy);transition:.3s}
.qstep{display:none}.qstep.on{display:block;animation:fade .3s}
.qstep h3{font-size:26px;margin-bottom:16px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:18px}
.opts label{border:1.5px solid var(--line);border-radius:12px;padding:16px;cursor:pointer;font-weight:600;display:flex;gap:10px;align-items:center;margin:0}
.opts input{width:auto;margin:0;accent-color:var(--navy)}
.opts label:has(input:checked){border-color:var(--navy);background:#f4ecf3}
.qnav{display:flex;justify-content:space-between;gap:12px}
@media(max-width:600px){.opts{grid-template-columns:1fr}}

/* resources */
.res{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.res a{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;transition:.25s}
.res a:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.res .tag{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}
.res h3{font-size:20px;margin:8px 0}.res p{color:var(--muted);font-size:15px}
@media(max-width:900px){.res{grid-template-columns:1fr}}

/* network */
.network{background:var(--navy);color:#fff}
.network h2{color:#fff}.network p.lead2{color:#dccbd9}
.network .boxed{color:var(--ink)}

/* map */
.map{border:0;width:100%;height:240px;border-radius:14px;margin-top:10px;background:rgba(255,255,255,.08)}

/* newsletter */
.news{display:flex;gap:8px;margin-top:10px}
.news input{flex:1;padding:11px 12px;border-radius:8px;border:0;font:15px Inter;min-width:0}
.news button{background:var(--gold);color:var(--navy);border:0;border-radius:8px;padding:0 14px;font-weight:700;cursor:pointer}
.social{display:flex;gap:10px;margin-top:14px}
.social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700}

/* modal popup */
.modal{position:fixed;inset:0;background:rgba(30,8,28,.6);z-index:100;display:none;align-items:center;justify-content:center;padding:20px}
.modal.open{display:flex;animation:fade .3s}
.modal .box{background:#fff;border-radius:20px;max-width:480px;width:100%;padding:34px;position:relative;max-height:92vh;overflow:auto}
.modal .box h3{font-size:28px;margin:6px 0 8px}
.modal .x{position:absolute;right:14px;top:10px;background:none;border:0;font-size:28px;cursor:pointer;color:var(--muted)}

/* cookie */
.cookie{position:fixed;left:16px;bottom:16px;max-width:420px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;box-shadow:var(--shadow);z-index:90;display:none;font-size:14px}
.cookie.show{display:block}
.cookie .acts{display:flex;gap:8px;margin-top:12px}
.cookie button{padding:9px 16px;border-radius:999px;border:1.5px solid var(--navy);font-weight:600;cursor:pointer;background:#fff;color:var(--navy)}
.cookie button.yes{background:var(--navy);color:#fff}

/* mobile action bar */
.mbar{display:none}
@media(max-width:700px){
  .mbar{display:grid;grid-template-columns:repeat(4,1fr);position:fixed;left:0;right:0;bottom:0;z-index:80;background:var(--navy);border-top:2px solid var(--gold)}
  .mbar a{color:#fff;text-decoration:none;text-align:center;padding:10px 0 12px;font-size:12px;font-weight:600}
  .mbar a span{display:block;font-size:19px}
  .fab{display:none}
  body{padding-bottom:64px}
  .cookie{bottom:76px}
}
.eyebrow{color:var(--blue)}
.hero .eyebrow,.process .eyebrow,.network .eyebrow,.contact .eyebrow{color:var(--gold)}
footer .cols>div{min-width:0}
@media(max-width:600px){footer .cols{grid-template-columns:1fr}.topbar .wrap{justify-content:center;text-align:center}}